Frequently Asked Questions

Everything you need to know about the SSIRA plan

SSIRA: Questions & Clarifications

We’ve answered the most common concerns and critiques.

Top Questions

Will SSIRA cut my Social Security benefits?

No. All existing and eligible OASDI contributors retain their full payout through transition and into SSIRA.

Does SSIRA replace Medicare?

Yes, but only after full solvency is achieved. Private health plans will be provided at no cost to eligible retirees.

Can Congress access the SSIF funds?

No. SSIF is legally locked. Changes require a full solvency replacement and national referendum.

Is this mandatory for undocumented workers?

Yes. To work legally in the U.S., WAP registration and compliance is required.

How is SSIRA funded?

From 13 dedicated sources including payroll contributions, compliance fines, foreign company fees, and voluntary mechanisms.

What happens during an economic downturn?

Since benefits only start after solvency, downturns delay — not jeopardize — delivery. The fund is designed to grow through long-term compounding.